Jose,
I see this is your first posting so let me start off with "Welcome to LinPC!". Also, thank you for your service to the US! You'll find quite a few US ex-military members here, including myself (US Army 1970-1977) as well as vets from the UK, Australia and other parts of the globe.
Phew! Lots of questions at once, bro!

If you look closely you'll see that the forum is divided into boards or categories of subjects. You'll find info on housing, banking, schools, doing business in the RP, et al in specific boards dedicated to each subject. If we try to answer all of your questions here, it would defeat the purpose of the boards.
Suffice it to say we have lots of answers/opinions to all of your questions. Try to break down your questions and ask each in the proper place. By doing so you'll most likely find many of the answers already in place.
For most banking questions, try this link:
http://livinginthephilippines.com/forum/index.php/board,14.0.htmlReal Estate questions? Try this:
http://livinginthephilippines.com/forum/index.php/board,94.0.html Building in the Philippines:
http://livinginthephilippines.com/forum/index.php/board,16.0.htmlIn fact, most of your basic questions are answered in this main board:
http://livinginthephilippines.com/forum/index.php#5Take your time. We aren't going anywhere.

Get to know all of us better, as we do the same with you. You'll soon find that this is the best Philippine forum going! Again, welcome to the group!
